Midlife Conversations with Natalie Jill

28 Oct 2025 07:00

488: How To Fix Your Finances So You Don't Have To Work Forever with Bret Johnson

Is everyone around you planning dream retirements while you're wondering if you'll be working forever? If you're lying awake at night worried about finances, feeling like you're the only one who didn't figure out this money thing, you're not alone, and this episode is your wake-up call + your action plan rolled into one.

I invited my friend, an accomplished investor and financial savvy expert, Bret Johnson to share the exact strategies he used to transform his financial future later in life. From being behind the eight-ball to traveling abundantly and living without money stress, Bret breaks down the no-BS approach to building wealth when you think it's too late.

We dive into the uncomfortable truths about why you're behind (spoiler: you were living life while others were investing), the simple 5-15% rule that changes everything, and why index funds might be your secret weapon for catching up fast. He discusses practical strategies for paying off debt, investing wisely, and building wealth, even if you feel you've started late. From addressing common concerns about feeling financially stuck to providing actionable steps you can take today, Bret's advice is invaluable. Plus, he shares his "stocks are on sale" mindset that transformed market crashes from disasters into opportunities.

Whether you're starting from zero or trying to accelerate what you've already begun, this conversation delivers the practical steps, mindset shifts, and resources you need to stop worrying and start building the retirement you deserve.

Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube

Learn More About Bret Johnson:

Instagram ➜ https://www.instagram.com/bretjohnson11

Website ➜ https://www.patreon.com/cw/TheChaleneShow

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