Bonus: DSCR Loans Explained (Finance Rentals Without Tax Returns, Bank Statements, Or Pay Stubs)

On this episode, Caeli Ridge breaks down how to buy a rental property using a DSCR loan — a type of financing where the lender doesn’t care about your personal income.

• No tax returns.
• No pay stubs.
• No bank statements.

Instead, the loan is based on the income the property will generate. Caeli walks us through real examples of what kind of purchase price and rent numbers make a deal work, how lenders determine expected rent, and what kind of down payment you'll need. We also cover:

• The types of properties that qualify
• How DSCR loan rates compare to traditional financing
• Prepayment penalties to watch out for
• Whether cash-out refis are possible with this loan type

Contact Caeli:[email protected]RidgeLendingGroup.comThanks To Our Sponsor:RentalTrial - Rental accounting software made easy