Ep 381 - Stop Planning To Be Poor

Most people plan retirement like this: Pick an age… then figure out the bare minimum to survive.

That's not a plan. That's scarcity.

Cut expenses. Pay everything off. Hope your money lasts.

But there's a ceiling to cutting back. Eventually… you hit zero.

Income is different. There is no ceiling.

A different approach:

✔️ Build income first ✔️ Grow assets that produce cash flow ✔️ Focus on tax efficiency ✔️ Create income that exceeds your lifestyle

Because real retirement isn't about quitting work… It's about having the option.

When your income > your expenses, you're not retired… you're free.

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