Can You Retire at 55 With a $2 Million Portfolio?

Is retiring at 55 with a $2M nest egg realistic? On this episode of Money Matters, Scott and Pat break down the numbers with a caller aiming for an early exit from the corporate grind. They discuss how to balance pre-tax 401(k)s, Roths, RSUs, and taxable brokerage accounts—plus how to front-load 529 plans without triggering unnecessary taxes.

Scott and Pat also dive into:

The Rise of Private Equity: What proposed SEC changes mean for everyday investors, and the hidden risks, lack of liquidity, and valuation pitfalls of alternative investments in 401(k) plans.

Building a Multi-Generational Legacy: A caller asks how to pass down a $2M estate efficiently. The hosts discuss asset location, when Roth conversions make sense across generations, and navigating RMDs.

Family Wealth Conversations: Why talking to your adult children about trustees and estate planning today prevents headaches tomorrow.

Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at [email protected].

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