How Private Lending is Changing Real Estate | Ruben Izgelov on Smart Investing

Welcome back to the Super Entrepreneurs Podcast! Today, we’re diving into private lending and how it’s changing the game in real estate. My guest is Ruben Izgelov—an industry expert who’s flipped, developed, and financed over $500 million in deals. He’s also the co-founder of States Capital and We Lend, helping investors earn solid returns without the headaches of owning property.

We’re talking about why more investors are ditching traditional banks, how private lending gives you flexibility and speed, and the mindset shifts that fuel massive success. If you’ve ever wondered how smart investors make money without dealing with tenants or renovations, this episode is for you. Let’s get into it!

 

Chapter Stamps:

01:33 The Rise of Private Lending

02:34 Ruben's First Successful Deal

07:47 Challenges and Lessons Learned

08:56 Support System and Recovery

09:59 Confidence and Motivation

10:49 Expanding Horizons

13:22 The Role of Positive Energy

17:13 Capital Stack Explained

21:38 Investor Security in Volatile Times

23:08 Returns and Fees

24:19 Foreign Nationals and Lending

26:16 Conclusion and Final Thoughts

 

Pullout Quotes:

"The biggest reason investors come to us? Speed, flexibility, and the ability to close deals that banks won’t touch."

“I lost about $400,000. I had $6,000 in my bank and was six months behind on rent. That deal in Brooklyn changed my life."

“As a private lender, we have the capacity to move very fast. I’ve had calls on a Sunday saying, ‘I need to close by Tuesday.’ And we make it happen."

“Being a lender instead of a landlord means you’re the last one in, but the first one paid. That’s how you protect your money."

“If you think good, you will do good. Your energy and mindset create your success."

“I don’t know how, but I just knew—I’m going to get this deal done. Two weeks later, we made it happen exactly as I envisioned."

 

Social:

Website: https://www.welendllc.com/

Linkedin: https://www.linkedin.com/in/rubenizgelov/

 

 

Disclaimer: Please be aware that the opinions and perspectives conveyed in this podcast are solely those of our guests and do not necessarily represent the views, ideologies, or principles of Super Entrepreneurs Podcast, its associated entities, or any organizations they represent or are affiliated with. We provide a platform for discussion and exploration, and the content of each episode is understood to be independent expressions from our guests, rather than a reflection of the beliefs held by the podcast or its hosts.

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