
Alright, here’s how I’d play 2027 if I were you: the housing market is shifting from a relentless seller’s treadmill to something friendlier to buyers — at least in most metros. I walk you through the numbers we’ve been watching (Redfin’s gap, inventory creeping up, average time on market around 33 days) and explain why mortgage rates in the mid-to-high sevens aren’t apocalypse-level — they’re just the new normal compared to the dreamy 3% era. I also tell it straight about deferred maintenance: water is the slow killer of houses, and if you let caulking, roofing and exterior wood slide for years you’ll pay way more later. So we talk trade-offs: buy now if your lease is ending and you can lock a deal; otherwise consider smart renovations if you’re sitting on a low-rate mortgage or want to avoid risky landlord laws in your area. I get a little personal — we’re fighting a Hvac saga with Lennar and I’ve been to the Mayo Clinic for a week (thanks for the patience) — because real decisions are always messy and human. Then I pivot to practical, high-ROI moves: fix deferred maintenance, consider turning a house into a rental only in markets where landlord protections make sense, and don’t let interest-rate fear freeze you. TL;DR: be strategic, not panicked. If you’re a millennial tired of renting, there are deals out there; if you own, prioritize maintenance and energy checks so you’re not caught off guard when market or utility shocks hit.
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Links referenced in this episode:
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