8 Sep 2026 04:00
Pre-Tax vs. Roth 401(k) & Listener Back-to-School Feedback
On this mailbag edition of Check Your Balances, Ross and Dan tackle three distinct listener questions:
- Traditional vs. Roth 401(k): Is it worth switching to Roth if higher taxes mean you can't max out your total savings?
- Roth Withdrawals for Education: The rules, tax traps, and penalty exceptions for using Roth funds to pay for college or grad school.
- Back to School Recap: What you thought of our Back to School 101 foundational refresher, plus listener takes on high-level strategy vs. financial basics.
Send us your questions to be featured on an upcoming show!
Send your questions for upcoming show to [email protected] @checkyourbalances on Instagram
