Who's going for Hyatt Globalist, and who's renewing the Palladium? | Ask Us Anything Ep90 | 11-4-26

We answered these questions and more on the Ask Us Anything hosted live on YouTube on November 4th, 2026.

(01:38) - Curious how many hard pulls each member of the FM team carries on their credit report at any given time?

See our complete guide to Citi here: https://frequentmiler.com/citi-thankyou-rewards/

(03:46) - So who’s renewing the Palladium next year?

(07:54) - ​What is an 'under the radar' mileage program that more people should be using?

Find our ALL Accord guide here: https://frequentmiler.com/complete-guide-accor-loyalty-program/

(16:26) - Best way to Amex Business Platinum sign up bonus: downgrade to Business Green and wait for an upgrade offer or cancel and try after 12 months

(24:58) - Why do you think Chase went to the 3/24 rule for business cards for sole proprietors?

(28:08) - ​​Hello from Park Hyatt Sydney! Do any of you have a favorite activity in Sydney?

(33:00) - Carrie, when are you planning to make your first redemption with your $0 setup?

(34:43) - What are all of your preferred cards for purchase and return protections? Are there specific purchases where you prefer a card for those purchase protections? (other than travel protections)

Learn more about the best credit card purchase protections here: https://frequentmiler.com/best-credit-card-purchase-protections/

(41:11) - ​​Are most or all of you still going for Hyatt Globalist? And if you are, how much would you be? Willing to spend on a credit card? In order to get to it, considering the changes?

(49:53) - For Stephen, now that you reside outside the States, have you made any insurance claims on the U.S. cards? Any concerns with that?

(51:02) - With the new credit card and refresh, what will be the IHG strategy the team will be approaching?

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Music Credit – “swappin’ back n’ forth” by up @ night

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