
Is a home always a great investment? Don and Tom compare buying with renting, explain why leverage can make home returns look better than they are, and lay out when owning makes sense. Then they answer listener questions about one-fund versus multi-fund portfolios, disciplined rebalancing, and whether delaying Social Security still pays when a spouse is waiting for a benefit increase.0:34 The American dream of homeownership3:42 Home returns versus stocks8:01 When buying beats renting11:35 Buying and selling in a high-rate market15:06 Listener questions16:19 One global fund or several ETFs?23:32 Building and rebalancing a multi-fund portfolio26:42 Social Security timing for couples