How AI Is Revolutionizing Long-Term Care Planning

Artificial intelligence is quietly reshaping the way we plan—and pay—for long-term care. In this new episode of Friends Talk Money, Richard, Pam, and Terry sit down with Lily Vittayarukskul, Co-Founder and CEO of Waterlily, for a candid conversation about what most people get wrong about long-term care and how AI is changing the game.

In this episode, you’ll learn:

• Why most Americans underestimate the true cost and likelihood of needing long-term care
• How Waterlily uses AI and over 500 million data points to predict your personal care needs
• The real numbers behind self-funding vs. insurance for long-term care
• How to make smarter, unbiased decisions for your future, your family, and your finances
• What’s ahead for AI in financial planning and eldercare

Lily also shares her inspiring journey from NASA intern to health tech entrepreneur, and how her family’s experience sparked a mission to help others plan ahead with confidence.

If long-term care planning has been on your mind—or should be—this is a conversation worth hearing.