2 Nov 2026 08:00

The 40-Year Mortgage: Smart Strategy or Debt Trap? | 630

Keith examines the shift toward a buyer's market, including seller concessions such as rate buydowns, closing-cost credits, and repair allowances. 

He welcomes returning guest Caeli Ridge, president and CEO of Ridge Lending Group, to discuss how DSCR and interest-only loans may change the cash-flow picture for rental-property investors. 

They also cover due diligence, appraisal gaps, and ways to access home equity without replacing a low-rate first mortgage. 

Together, they explore how investors can compare financing options and evaluate deals in a changing mortgage landscape.

Episode Page:

GetRichEducation.com/630

For access to properties or free help with a

GRE Investment Coach, start here:

GREmarketplace.com

GRE Free Investment Coaching: GREinvestmentcoach.com

Get mortgage loans for investment property:

RidgeLendingGroup.com or call 855-74-RIDGE 

or e-mail: [email protected]

Invest with Freedom Family Investments. 

For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 

Build your real estate portfolio with cash-flowing, fully renovated rental properties from Mid South Home Buyers: https://www.midsouthhomebuyers.com/

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