U.S. Household Debt Hits Record $18.39 Trillion: What It Means for Investors

U.S. household debt just hit a record $18.39 trillion in Q2 2025, according to the latest New York Fed data. Mortgage balances, HELOCs, credit cards, auto loans, and student debt are all climbing—and delinquencies are rising fast. In this episode, Kathy Fettke breaks down the numbers, explains what’s driving the surge, and shares what it could mean for real estate investors.

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SOURCES: https://www.newyorkfed.org/microeconomics/hhdc  https://www.pymnts.com/consumer-finance/2025/household-debt-rises-to-18-39-trillion-as-auto-mortgage-originations-tick-up/ 


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